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Anchor General Insurance Company
San Diego, CA 92150 | anchorgeneral.com

California Mutual Insurance Company
Hollister, CA 95024    |    www.calmutual.com

Unlike a stock company, a "mutual" insurer is owned by its policyholders. We are here to make certain the needs of our policyholders are served at reasonable prices. Through our experienced staff, we offer the highest level of customer service from tailored coverages, flexible payment plans, efficient and fair claims handling to on-line services.

We are rated "A-"Excellent by the A.M. Best Company. As California domestic insurance company, insuring only Californians, we promise to be here for you for the long haul.

Capital Insurance Group
Monterey, CA 93940    |    www.ciginsurance.com

Founded in 1898, the Capital Insurance Group (CIG) is a leading property and liability insurance carrier in the Western U.S. By accumulating exceptional risk management knowledge and experience, the company is positioned to effectively satisfy the insurance exposures of policy clients for Personal, Commercial, Agribusiness and Alternative insurance needs. CIG scores a 97% customer satisfaction rate for its claims practices. The company is privately held and employee-owned. Dedicated exclusively to insurance, its financial stability is testified to by its selection in 2009 as a Ward's 50R Top Property and Casualty Insurance Performer. This is the fifth time CIG has been selected for this honor in the past nine years. CIG gets a consistent A (Excellent) rating from A. M. Best in the IX class (adj PHS $250-500 Mil.).

Century-National Insurance Company
North Hollywood, CA 91606    |    www.cnico.com

Century-National Insurance Company provides long-term and steadfast commitment to the markets we serve. With financial strength and resources it is our goal to be a reliable provider during and after the disasters that often strike our region. The company’s regional focus is primarily in the West with California, Nevada, and Arizona representing the majority of writings; we also offer our property lines in Oregon and Washington, thus providing coverage throughout the west coast. Century-National is a privately held stock company domiciled in California, established in 1972. The company offers Homeowners and Dwelling Fire, currently our largest business segment, as well as Earthquake, Mobile Home, Personal Auto, Personal Umbrella, and Renters insurance. Commercial Auto is the second largest segment of business written by the company. In addition, we have long provided collateral protection programs to serve the needs of the auto finance industry. Century-National is rated A- by A.M. Best.

Civil Service Employees Group
San Francisco, CA 94111    |    www.cseinsurance.com

Civil Service Employees Group was founded over 60 years ago to provide for insurance needs of civil servants. We continue that service today along with providing coverage for the general public through independent agents. Our products include auto, homeowners, dwelling fire, and commercial lines. CSE has earned an Excellent rating from A.M. Best.

GeoVera Insurance Company
Fairfield, CA 94534 | www.geovera.com

We are a market leader in providing innovative stand-alone residential earthquake policies in CA, OR and WA as well as residential windstorm-hurricane policies in Hawaii. We consistently earn high marks from A.M. Best Company.

Golden Bear

Golden Bear Insurance Company
CA    |    www.goldenbear.com

Golden Bear Insurance Company is a leading commercial and residential insurer offering a number of personal line products, including homeowners, renters and condominium policies. Its commercial lines products include primary casualty, excess casualty, and property coverage. Golden Bear specializes in anticipating emerging risks; appreciating unique risks and tailoring its products to meet the coverage needs of individuals, families and businesses in today’s economy. As part of the company’s “people first approach,” it focuses heavily on immediate first response to any natural disaster. Golden Bear is AM Best A- rated. You can learn more about Golden Bear at www.goldenbear.com

Merced Property & Casualty Insurance Company
Atwater, CA 95301     |    www.MercedPCIns.com

Established in 1906, Merced Property & Casualty Company specializes in quality Homeowners and Dwelling Fire and services the Central Valley of California through our network of professional independent agents. Merced Property & Casualty Company is dedicated to establishing a positive and lasting relationship with you and your professional agent - our valued business partner.

Merced Property & Casualty Company is rated “A-“ Excellent by the A.M. Best Company. As a regional California company we offer competitive insurance products for consumers and businesses. Our professional claims and underwriting staff are dedicated to servicing our policyholders and responding quickly to their needs and suggestions on how we can serve them better.

Nations Insurance Company
Glendale, CA 91222     |    nations-ins.com

Nations Insurance Company is headquartered in Anaheim, California and is admitted in the State of California. Nations Insurance Company was developed to provide customers with low cost auto insurance products and outstanding service through a financially strong and growing company.

Sutter Insurance Company
Petaluma, CA 94975    |    www.sutterinsurance.com

The Sutter Insurance Company has been committed to providing policy holders and agencies with excellent service, comprehensive coverage, and fair claims handling since 1975. We are currently authorized to write business in California, Nevada, Oregon and Washington on an admitted basis, thus providing our policy holders and agencies the highest level of financial security. The financial strength of the company is reflected in the current A.M. Best rating of A-(Excellent).

Topa Insurance Company

Topa Insurance Company
Los Angeles, CA  90067    |    www.topains.com

Domiciled in California, Topa Insurance Company is a multi-line insurance carrier writing in multiple states on an admitted and non admitted basis. A property and casualty specialty insurer since 1981, our Company writes personal lines, commercial lines, and specialty programs through professional general agents and brokers. Topa Insurance Company is headquarters in Los Angeles, CA, and is the core company of the Topa Insurance Group, a member of the privately held, diversified, conglomerate, Topa Equities Ltd. Group of companies. At Topa Insurance Company we provide quality insurance products for the protection of our customers and policyholders through successful business relationships and superior customer service. We invite you to review our many products and take advantage of our rich tradition of entrepreneurship and client-oriented values. Topa Insurance Company is rated A-VII (Excellent) by A.M. Best.

Western General Group of Companies
Calabasas, CA 91302    |    www.westerngeneral.com

Western General Insurance Company, established in 1971, offers Private Passenger Automobile Insurance through a vast network of independent agents and brokers in over 16 states. We also offer a commercial automobile insurance program for Automobile Dealers throughout the country. In addition, we are a leading provider of Collateral Protection insurance to independent finance companies in California.


Associates


Aon Benfield
Chicago, IL    |    www.aonbenfield.com

Aon Benfield, a division of Aon plc (NYSE: AON), is the world’s leading reinsurance intermediary and full-service capital advisor. We empower our clients to better understand, manage and transfer risk through innovative solutions and personalized access to all forms of global reinsurance capital across treaty, facultative and capital markets. As a trusted advocate, we deliver local reach to the world’s markets, an unparalleled investment in innovative analytics, including catastrophe management, actuarial and rating agency advisory. Through our professionals’ expertise and experience, we advise clients in making optimal capital choices that will empower results and improve operational effectiveness for their business. With more than 80 offices in 50 countries, our worldwide client base has access to the broadest portfolio of integrated capital solutions and services. To learn how Aon Benfield helps empower results, please visit aonbenfield.com.

ISCS, Inc.
San Jose, CA 95119    |    www.iscs.com

Property and casualty insurers rely on ISCS’s SurePower Innovation® Policy Administration Suite to perform critical business processes. More than traditional core Policy Administration, Claims, and Billing, SurePower Innovation provides “Core and More,” including underwriting, reinsurance, imaging/document management, powerful workflow and rules, agent and consumer portals, and much more. The solution is available as single modules, such as Claims-only, or as a pre-integrated enterprise suite. Modern and field-proven, SurePower Innovation is a strategic business choice.

Hinshaw & Culbertson LLP
CA    |     www.hinshawlaw.com

Hinshaw & Culbertson LLP is one of the nation's leading firms representing domestic and foreign insurance companies in a full range of matters. We regularly represent insurers in state and federal courts across the country and internationally at the trial and appellate court levels. We evaluate and resolve matters from the claims stage through mediation and arbitration. We provide coverage analysis and opinions. We also evaluate client portfolio issues, assist in product development and drafting contract language, and provide training and other advice. We often serve as national or regional counsel. Our lawyers also represent insurers with regulatory compliance. Insurers appreciate The Hinshaw Advantage.

JLK Rosenberger, LLP
Glendale and Irvine, CA    |    www.jlkrosenberger.com

JLK Rosenberger is a full-service accounting firm with over thirty years of experience providing audit, tax and consulting services to the insurance industry. As the fifth largest insurance auditing firm in the West, we have developed both a broad and deep understanding of the way in which insurance entities function and the particular audit and tax needs and risks specific to them. Our experience extends beyond the statutory financial reporting obligations of our insurance industry clients to hands on experience with regulatory bodies such as state departments of insurance and state guaranty funds.

Maiden Re
Mt. Laurel, NJ 08054    |    www.maidenre.com

Maiden Re is a US based reinsurer providing property & casualty treaty, casualty facultative, and accident and health reinsurance. Maiden Re was formed in 2008 through the acquisition of GMAC RE by Maiden Holdings, Ltd. As a result, we have an operating history dating back more than 25 years. Today, we continue to uphold our commitments to superior client service and value, and provide clients with our unique and innovative Dedicated Financial Trust. Maiden Re currently has an A- (Excellent) rating from A.M. Best with a Stable outlook.

Perr&Knight / Insurance Consulting Services
CA, FL, NY & TX | www.perrknight.com

Perr&Knight is a leading provider of insurance support services and a strategic resource that companies utilize to reduce their fixed costs while increasing the efficiency and value of their insurance operations. Our insurance support services include Actuarial Consulting, Competitive Intelligence, Data Services, Insurance Technology, Regulatory Compliance and Risk & Financial Services.


Affiliates


The American Agents Alliance
Sacramento, CA 95814    |   agentsalliance.com

The American Agents Alliance is dedicated to serving the professional needs of independent insurance agents and brokers. We provide insurance agents and brokers a wealth of resources ranging from a members-only E&O insurance program, access to high-quality preferred personal lines markets, an industry-leading advocacy and government affairs program to protect producers’ livelihoods, low cost and high quality continuing education courses, industry forms and manuals, local meetings, the largest insurance convention in the west, and many more discounted products and services available through our affinity programs. As the marketplace changes, we will continue to develop high quality products and services to serve the needs of independent agents and brokers throughout the country.

IIABCal
Pleasanton, CA 94566    |   www.iiabcal.com

Independent Insurance Agents and Brokers of California advocates on behalf of independent insurance brokers and agents in California with vision, leadership and innovation by leveraging the power of uniting members to accomplish objectives otherwise unattainable individually.

National Association of Mutual Insurance Companies (NAMIC)
Indianapolis, IN 46268    |    www.namic.org

Founded in 1895, the National Association of Mutual Insurance Companies is the largest, most diverse national insurance trade association in the United States. NAMIC represents the interests of its property/casualty insurance company members and their policyholders. NAMIC's membership includes farm mutual insurance companies, single-state and regional writers, and national insurers operating across North America. The more than 1,400 NAMIC members underwrite 41 percent of the automobile and homeowners insurance market and 31 percent of the business insurance market in the United States.

Western Insurance Agents Association (WIAA Group)
Rancho Cordova, CA 95670    |    www.wiaagroup.org

Headquartered near Sacramento in Rancho Cordova, California, the WIAA Group has been helping independent insurance agents prosper since 1947. Formerly known as the PIA Group, the WIAA Group provides support, services and products that add value to independent agencies of any size. The WIAA Group is comprised of four organizations: Western Insurance Agents Association (WIAA), Agents Resources, Inc. dba WIAA Insurance Services, WIAA Education and Research Foundation and Management Resource Holding Company.


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