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	California Mutual Insurance Company Hollister, CA 95024 \| www.calmutual.com Unlike a stock company, a "mutual" insurer is owned by its policyholders. We are here to make certain the needs of our policyholders are served at reasonable prices. Through our experienced staff, we offer the highest level of customer service from tailored coverages, flexible payment plans, efficient and fair claims handling to on-line services. We are rated "A-"Excellent by the A.M. Best Company. As California domestic insurance company, insuring only Californians, we promise to be here for you for the long haul.
	Capital Insurance Group Monterey, CA 93940 \| www.ciginsurance.com Founded in 1898, the Capital Insurance Group (CIG) is a leading property and liability insurance carrier in the Western U.S. By accumulating exceptional risk management knowledge and experience, the company is positioned to effectively satisfy the insurance exposures of policy clients for Personal, Commercial, Agribusiness and Alternative insurance needs. CIG scores a 97% customer satisfaction rate for its claims practices. The company is privately held and employee-owned. Dedicated exclusively to insurance, its financial stability is testified to by its selection in 2009 as a Ward's 50R Top Property and Casualty Insurance Performer. This is the fifth time CIG has been selected for this honor in the past nine years. CIG gets a consistent A (Excellent) rating from A. M. Best in the IX class (adj PHS $250-500 Mil.).
	Century-National Insurance Company North Hollywood, CA 91606 \| www.cnico.com Century-National Insurance Company provides long-term and steadfast commitment to the markets we serve. With financial strength and resources it is our goal to be a reliable provider during and after the disasters that often strike our region. The company’s regional focus is primarily in the West with California, Nevada, and Arizona representing the majority of writings; we also offer our property lines in Oregon and Washington, thus providing coverage throughout the west coast. Century-National is a privately held stock company domiciled in California, established in 1972. The company offers Homeowners and Dwelling Fire, currently our largest business segment, as well as Earthquake, Mobile Home, Personal Auto, Personal Umbrella, and Renters insurance. Commercial Auto is the second largest segment of business written by the company. In addition, we have long provided collateral protection programs to serve the needs of the auto finance industry. Century-National is rated A- by A.M. Best.
	Civil Service Employees Group San Francisco, CA 94111 \| www.cseinsurance.com Civil Service Employees Group was founded over 60 years ago to provide for insurance needs of civil servants. We continue that service today along with providing coverage for the general public through independent agents. Our products include auto, homeowners, dwelling fire, and commercial lines. CSE has earned an Excellent rating from A.M. Best.
	First American Specialty Insurance Group CA \| www.fapcig.com The First American Specialty Insurance Group is made up of two companies that specialize in Personal Lines Insurance. First American Property and Casualty writes policies throughout the nation and specializes in property insurance with four major types of insurance: Homeowners, Dwelling Fire, Condominium and Renter's. First American Specialty writes Home and Auto primarily in California through appointed independent brokers. Policyholders surplus as of 12/31/09 is $88.0 million on a statutory basis; $138 million on a GAAP basis. First American has an A.M. Best rating of "A-". The P&C companies are backed by an insurance service leader (First American Title Insurance Company) with more than 120 years of experience, First American Property and Casualty Insurance Company is ready to deliver the peace of mind that comes from a reputable insurance provider. First American Corporation is proudly traded on the NYSE under the symbol FAF.
	H&H Agency, Inc / Sterling Casualty Insurance Company Newport Beach, CA 92658 \| www.hhagency.com Sold exclusively through California agents and brokers, H&H and Sterling Casualty products provide a range of automobile insurance coverage at competitive prices. Sterling Casualty specializes in "nonstandard" or "specialty" auto insurance. For the most part, nonstandard insurance is for people who are currently uninsured or for those who have recently been dropped by their former insurance carrier for a variety of reasons. We offer quality coverage for practically any driver - and not just for those with "problems" - so you can still find a good price for your auto insurance needs. It is our goal to offer low down payment options to every policyholder along with convenient monthly payments. In most cases we combine our budget-sensitive payment plans with electronic verification of driver information and vehicle information when the customer is buying the policy so there are no surprises down the road.
	Merced Mutual Insurance Company Atwater, CA 95301 \| www.mercedmutual.com Established in 1906, Merced Mutual specializes in quality Homeowners and Dwelling Fire and servicing the Central Valley of California through our network of professional independent agents. Merced Mutual is dedicated to establishing a positive and lasting relationship with you and your professional agent - our valued business partner. Since we are a “mutual” insurer, the company is owned by our policyholders. It is our job and responsibility to insure our policyholders are served at reasonable prices and with the outstanding service they deserve. Merced Mutual Insurance Company is rated “A-“ Excellent by the A.M. Best Company. As a regional California company we offer competitive insurance products for consumers and businesses. Our professional claims and underwriting staff are dedicated to servicing our policyholders and responding quickly to their needs and suggestions on how we can serve them better.
	Sutter Insurance Company Petaluma, CA 94975 \| www.sutterinsurance.com The Sutter Insurance Company has been committed to providing policy holders and agencies with excellent service, comprehensive coverage, and fair claims handling since 1975. We are currently authorized to write business in California, Nevada, Oregon and Washington on an admitted basis, thus providing our policy holders and agencies the highest level of financial security. The financial strength of the company is reflected in the current A.M. Best rating of A-(Excellent).
	Western General Group of Companies Calabasas, CA 91302 \| www.westerngeneral.com Western General Insurance Company, established in 1971, offers Private Passenger Automobile Insurance through a vast network of independent agents and brokers in over 16 states. We also offer a commercial automobile insurance program for Automobile Dealers throughout the country. In addition, we are a leading provider of Collateral Protection insurance to independent finance companies in California.
	Workmen's Auto Insurance Company Los Angeles, CA 90015 \| www.waic.com Workmen's Auto Insurance Company has been steering drivers in the right direction since 1949. Now in our 60th year of business, the Company continues an established tradition of customer satisfaction, technological innovation, and financial stability. Workmen's is headquartered in Los Angeles, California and is licensed in 23 states and active in 10. We provide personal lines automobile insurance distributed through independent agents in those states, as well as offer homeowners and renters products in California!

Associates

	Aon Benfield Chicago, IL \| www.aon.com Aon Corporation (NYSE: AOC) is the leading global provider of risk management services, insurance and reinsurance brokerage, and human capital consulting. Through its more than 37,000 colleagues worldwide, Aon readily delivers distinctive client value via innovative and effective risk management and workforce productivity solutions. Aon's industry-leading global resources and technical expertise are delivered locally through more than 500 offices in more than 120 countries. Named the world's best broker by Euromoney magazine's 2008 and 2009 Insurance Survey, Aon also ranked highest on Business Insurance's listing of the world's largest insurance brokers based on commercial retail, wholesale, reinsurance and personal lines brokerage revenues in 2008. A.M. Best deemed Aon the number one insurance broker based on brokerage revenues in 2007 and 2008, and Aon was voted best insurance intermediary, best reinsurance intermediary and best employee benefits consulting firm in 2007 and 2008 by the readers of Business Insurance.
	Barger & Wolen LLP CA & NY \| www.bargerwolen.com For nearly 35 years Barger & Wolen has provided comprehensive, creative, and cost-effective solutions for their insurance clients. Known as the largest insurance law firm in the country, the firm's practice encompasses a full range of legal services, including insurance regulatory, litigation and reinsurance, corporate and transactional. Founded in 1976 by former California Insurance Commissioner Richards D. Barger, the firm has 70 attorneys, with offices in Los Angeles, San Francisco, Newport Beach, New York and London.Barger & Wolen Blogs: www.insurancelitigationregulatorylaw.com www.lifehealthdisabilityinsurancelaw.com www.litigationmanagementblog.com
	ISCS, Inc. San Jose, CA 95119 \| www.iscs.com Property and casualty insurers rely on ISCS’s SurePower Innovation® Policy Administration Suite to perform critical business processes. More than traditional core Policy Administration, Claims, and Billing, SurePower Innovation provides “Core and More,” including underwriting, reinsurance, imaging/document management, powerful workflow and rules, agent and consumer portals, and much more. The solution is available as single modules, such as Claims-only, or as a pre-integrated enterprise suite. Modern and field-proven, SurePower Innovation is a strategic business choice.
	Larson & Rosenberger UT & CA \| www.larsco.com Larson & Rosenberger is a full-service accounting firm with over thirty years of experience providing audit, tax and consulting services to the insurance industry. As the fifth largest insurance auditing firm in the West, we have developed both a broad and deep understanding of the way in which insurance entities function and the particular audit and tax needs and risks specific to them. Our experience extends beyond the statutory financial reporting obligations of our insurance industry clients to hands on experience with regulatory bodies such as state departments of insurance and state guaranty funds.
	Maiden Re Mt. Laurel, NJ 08054 \| www.maidenre.com Maiden Re is a US based reinsurer providing property & casualty treaty, casualty facultative, and accident and health reinsurance. Maiden Re was formed in 2008 through the acquisition of GMAC RE by Maiden Holdings, Ltd. As a result, we have an operating history dating back more than 25 years. Today, we continue to uphold our commitments to superior client service and value, and provide clients with our unique and innovative Dedicated Financial Trust. Maiden Re currently has an A- (Excellent) rating from A.M. Best with a Stable outlook.

Affiliates

IBA West
Pleasanton, CA 94566 | www.ibawest.com

IBA West is the largest trade association, representing independent insurance agents and insurance brokers in California.

IBA West is comprised of 31 affiliated local associations. Each local association is independent from IBA West and operates under its own bylaws. To serve the special interests and objectives of each association, IBA West offers its members the opportunity to become involved in many local and statewide programs, as well as political grassroots activities.

IBA West provides members with exclusive insurance and business products through its for-profit subsidiary, Service Corporation, and Professional Education opportunities through Insurance Skills Center at www.insuranceskillscenter.com.

As the California member of the Independent Insurance Agents and Brokers of America (IIABA), IBA West strives to provide every member with access to many unique benefits and services

National Association of Mutual Insurance Companies (NAMIC)
Indianapolis, IN 46268 | www.namic.org

Founded in 1895, the National Association of Mutual Insurance Companies is the largest, most diverse national insurance trade association in the United States. NAMIC represents the interests of its property/casualty insurance company members and their policyholders. NAMIC's membership includes farm mutual insurance companies, single-state and regional writers, and national insurers operating across North America. The more than 1,400 NAMIC members underwrite 41 percent of the automobile and homeowners insurance market and 31 percent of the business insurance market in the United States.

Western Insurance Agents Association (WIAA Group)
Rancho Cordova, CA 95670 | www.wiaagroup.org

Headquartered near Sacramento in Rancho Cordova, California, the WIAA Group has been helping independent insurance agents prosper since 1947. Formerly known as the PIA Group, the WIAA Group provides support, services and products that add value to independent agencies of any size. The WIAA Group is comprised of four organizations: Western Insurance Agents Association (WIAA), Agents Resources, Inc. dba WIAA Insurance Services, WIAA Education and Research Foundation and Management Resource Holding Company.